Stone Chips and Insurance
It’s been one of those times for my car.

It’s getting a bit old these days, a 2002 Mini Cooper, but given my driving needs these days it’s only got 88,000 km on it so still has a lot of life left in it. (yes, it’s a picture borrowed from Google, I don’t have a pic of my own car around at the moment.)
Last month a kid dropped his bicycle on my hood and didn’t stay around … off to Maaco, they tried the “pop it out” method but no luck – dear sir, please sign here on our Visa machine, we have to fix and repaint the hood. Wonderful.
Then at the start of the month, I started getting “that” sound from the brakes, with a slight bit of fade, and thought to myself “oh-oh they need replacing”. Turns out they were almost completely gone, which was irritating because the last checkup my dealer said nothing about brakes being needed soon – I’m glad I could tell on my own! But 4 brakes and pads put yet another dent in the month’s budget.
So 2 days ago in the morning I get a rock kicked up on the windshield, but it looks like there is no damage, But then later I get in to drive home from work, and I’ve got a 6 inch stress crack in the windshield. So it’s off to Go Glass – it can go through insurance, and they pay a small part of the deductible, so at least it’s half the price of paying for the whole thing myself. But my bank account is still not impressed.
So the windshield replacement is scheduled for tomorrow … yesterday afternoon, after booking that appointment and driving home on the highway, another rock and another chip in the window. Arghh! At least it happened before the new windshield was put in, but I just hope I’ve finished my run of unexpected costs this month.






















